Insurance Information Institute data shows the average insurance claim for a dog bite was $64,555 in 2022. This figure represents a 32% increase in dog bite settlement amounts over the 2021 figure.
The growth in average dog bite settlements in the last two years shows the value of ensuring you have full knowledge of your dog bite settlement rights.
Factors that Determine a Dog Bite Settlement Amount
When you pursue a dog bite injury claim against the dog’s owner, you might have a settlement figure in mind. But it’s important to understand the nuances of Pennsylvania law and the factors determining your settlement amount.
These determining factors will include:
The Weight of Dog Bite Evidence
The body of evidence backing your dog bite claim will be a critical determining factor in supporting a higher settlement. Collect all medical evidence from your doctor’s appointments and ensure you can access witness statements and any police reports filed immediately following your dog bite incident.
The Extent of Your Injuries
Your dog bite settlement will help pay for the impact of the bite on your day-to-day life over the years ahead. Therefore, the extent of your injuries will play a lead role in the value of your settlement. A significant dog bite injury, such as a damaged muscle or broken bones, may prevent you from safely working for several months. Any potential settlement decision will factor in your loss of income and medical expenses to repair the bite damage. Our recent post on dog bite injuries highlights the various types of bite injury and their associated financial and personal costs.
Insurance Coverage
The dog owner’s insurance policy coverage will play a decisive role in the total dog bite settlement amount. If the dog owner does not have home insurance or their insurance policy doesn’t adequately cover the costs of your dog bite injuries, your dog bite lawyer may recommend a personal injury claim directly against the dog owner. A direct claim allows you to pursue the dog owner’s assets, including their home and vehicle, through the Pennsylvania courts.
Tips for Protecting Your Rights to a Dog Bite Settlement
Don’t Discuss Offers with Insurance Companies Without Expert Help
Often, after their client’s dog injures someone, the lawyers for the insurance firm will reach out to the dog bite victim to discuss the case. The other party’s lawyers do not have your best interests in mind. They’re likely reaching out at this early stage of the process to ascertain how much you know about your legal rights and whether they can settle for a much lower fee than you deserve.
Call a local dog bite lawyer before speaking with the insurance firm.
Follow All Medical Guidance
In addition to seeking medical help immediately after a dog bite injury, follow all medical advice you receive from your doctor to the letter. Any deviation from the doctor’s guidance will harm your case. Ensure, for example, that you’re taking prescribed pain medication and attending all specialist appointments. Your dog bite lawyer can help ensure your dog bite settlement includes all travel costs, and other treatment-related expenses.
Report the Incident to the Authorities
After a dog bite, you can report your dog bite to the local police, as well as to animal control in your city. Report the dog attack to the Pennsylvania Dog Law Enforcement Office and use their dog complaint form to present the details of the attack. If you provide your contact information and offer sufficient evidence, the Dog Law Enforcement Office will investigate your claim.
Successful Settlement Claims Begin with a Call to Jeffrey Penneys – the Dog Bite Lawyer
Jeffrey Penneys is known as Pennsylvania’s leading dog bite lawyer. He and his experienced team work with dog bite victims throughout the state to ensure dog owners are held accountable for medical bills, loss of work, and pain and suffering resulting from dog bite incidents. To learn more about your dog bite settlement options, contact Jeffrey Penneys today for your free dog bite case review.